Financing Process

1. MAKE YOUR INITIAL INVESTMENT

Once you have secured your land, we will begin drawing up the paperwork. Your closing packet will inclue the purchase agreement, and land sale contract, and ACH information. The documents will be sent to you to sign, which can be done either via E-signature, fax, or snail mail.

2. SIGN THE DOCUMENTS

Once the documents are signed and the down payment has been paid, your work is done! When the loan has been fully paid off, we will get the deed notarized. Once notarized we will send proof of notarization (i.e photos or videos), and record the deed with the applicable county. Once the deed has been recorded, we will mail you the original copy.

3.PAYMENT

To make it as easy as possible for you, your monthly payments will be set up with our processing system “Geekpay” via ACH.

It is important to us that anyone who wants to own land can….

That is why we offer simple owner financing without credit checks or applications. You tell us what you can afford.

The listed price you see advertised on our website is the cash “discounted” price. This is the price that you would pay if you bought the land outright, today.

On top of that, we add ten percent of the principal, per year for owner financing.

To get an estimate for your monthly payment;

1. Subtract the desired down payment from from the principal balance to get your loan amount.

2. Divide by the number of months that we are financing the loan.

3. We add $10 a month as a note processing fee, and add in a prorated annual tax.

   • There are no hidden fees! We will work with you to find the payment that is right for your budget.

• Absolutely NO penalty for paying your loan off early (in fact we encourage it!)

• No Credit Checks or lengthy applications

• If you decide you can no longer afford the property, we will not make a negative entry to the credit bureaus (given we receive written termination within a reasonable time frame)- meaning no fear of collections! Often times, we will credit you a portion of the paid note towards a future property once you are back on your feet.

  IF I FINANCE, WILL I HAVE RESTRICTIONS?

  Our policy for owner financing requires that neither the buyer nor any other party can live on the land or make any improvements until the land has been paid off in full. We understand that this policy may seem restrictive, however, it is in place to protect both the seller and the buyer from unwanted legal and financial issues. By requiring the buyer to pay off the land in full before living on it or making any improvements, it protects the buyer from any potential fines or liens that may be placed on the property due to improper permits or other issues. We take pride in ensuring a safe and secure transaction for both parties. This policy exists to safeguard the interests of both parties involved in the transaction.

** PLEASE NOTE** Due to our regulations, we cannot allow individuals to live on the land until the property is legally recorded in your name. We ask that improvements are not made on the property without written permission from the financiers of the loan, and must be in compliance with local, state and federal government regulations.